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Mission

Investing in Companies Solving the Problems of the Financial World

JAM FINTOP is helping financial institutions proactively identify, invest in and implement the right technology to remain relevant and competitive.


For more information about the JAM FINTOP Network or funds, complete this form.

Maintain relevance by accessing new technologies

We invest in banktech and blockchain companies developing solutions that allow financial institutions to more effectively compete and serve their customers.

JAM FINTOP Network

We actively engage with our partners to understand their needs, introduce them to new technology and foster an innovation mindset.

Partners

About Our Partners

Over 90 partners across the country

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Academy Bank & Armed Forces Bank Logo
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CUBI Logo
EBMT Logo
EWBC Logo
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Encore Bank Logo
FBK Logo
FETM Logo
Figment Logo
Figure Logo
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FBP Logo
First Bank (MO) Logo
First Bank Corp. (AR) Logo
BUSE Logo
FCCO Logo
FFBC Logo
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FNWB Logo
FMBH Logo
FISV Logo
FFIC Logo
FHN Logo
FVCB Logo
GBANK Financial Logo
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H Bancorp Logo
Happy Bancshares Logo
HOMB Logo
HBNC Logo
HTLF Logo
HFWA Logo
ISTR Logo
LBC Logo
MSBI Logo
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PGC Logo
BPOP Logo
PFC Logo
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PBAM Logo
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RNST Logo
St. Louis Bank Logo
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SF Logo
SNV Logo
TCBI Logo
TX First Logo
TransPecos Banks Logo
UMPQ Logo
UCBI Logo
VLY Logo
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The >$1 trillion of combined assets of the members of the JAM FINTOP Network would rank as the fifth largest commercial bank in the nation.

Assets ($B)

*JAM FINTOP Network represents the combined bank assets of the limited partners in JAM FINTOP Banktech and JAM FINTOP Blockchain based upon bank filings as of March 31, 2022 and includes M&A transactions that closed through May 1, 2022. Chart above excludes the four larger banks: JPMorgan Chase, Bank of America, Wells Fargo and Citigroup.

Source: S&P Global Market Intelligence.

Portfolio

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News

Stephen Schroder Joins JAM FINTOP to Support JAM FINTOP Blockchain Fund

JAM FINTOP announced the hiring of Stephen Schroder to help source, diligence and monitor companies for the recently launched JAM FINTOP Blockchain fund. He will also engage with the JAM FINTOP Network to identify areas of interest in blockchain innovation for regulated financial institutions. JAM FINTOP Blockchain invests in infrastructure, on-ramps and businesses that will help regulated financial services companies leverage blockchain for real world use cases.

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Mike Harrington Joins JAM FINTOP to Help Manage the Growing JAM FINTOP Network

JAM FINTOP announced the hiring of 35-year banking veteran Mike Harrington to lead growth and partnerships for the JAM FINTOP Network. The JAM FINTOP Network includes over 80 banks with over one trillion dollars of combined assets. In this role Mike will engage with banks to understand the challenges, pain points and opportunities they face. He will also work to accelerate the growth of JAM FINTOP Banktech and JAM FINTOP Blockchain portfolio companies by helping them understand the complexities of selling into regulated institutions.

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JAM FINTOP Blockchain Investment Fund Announces Initial Closing

JAM Special Opportunity Ventures (JSOV), an affiliate of Jacobs Asset Management (JAM), and FINTOP Capital announced the first closing of JAM FINTOP Blockchain (the Fund) at approximately $110 million. The Fund also has additional commitments that scale up to $30 million as the fund reaches its $200 million cap. Initially, the Fund will focus its investments on the blockchain “infrastructure layer” that will help regulated financial institutions compliantly operate blockchain-powered applications in areas such as lending, payments and exchanges.

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American Banker: Why New York Community Bank is minting stablecoins

JAM Fintop, a New York joint venture between JAM Special Opportunity Ventures and Fintop Capital, is forming a consortium of banks that will develop rules for minting and transferring USDF.

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Bloomberg: Stable Advocates Make Their Case to U.S. Banking Regulators

Blockchain startup Figure Technologies Inc. and other firms held talks with U.S. regulators about how to issue a stablecoin that satisfies watchdogs amid deep Washington skepticism over the fast-growing corner of the cryptocurrency market...[The USDF Consortium] is also backed by JAM FINTOP, a partnership of JAM Special Opportunity Ventures -- an affiliate of financial-services investor Jacobs Asset Management -- and financial-technology firm Fintop Capital.

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American Banker: Software firm Monit latest beneficiary of small banks’ fintech funding

“It’s like having a phenomenal research team at your disposal to help educate you on emerging trends,” said Farhan Yasin, chief technology officer of the $11 billion-asset Busey Bank in Champaign, Illinois, which is one of the limited partners of the Banktech fund.

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National Black Bank Foundation and JAM FINTOP Partner to Modernize, Uplift Community-Driven Minority Banks

The National Black Bank Foundation (NBBF), a racial justice nonprofit working to ensure communities of color can access capital and build wealth through a robust Black banking sector, and JAM FINTOP, a joint venture between Jacobs Asset Management and FINTOP Capital that endeavors to accelerate technology adoption at community banks across the country, announced today a strategic partnership and the formation of a new Minority Depository Institution (MDI) Innovation Committee.

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JAM FINTOP and Provenance Blockchain Foundation announce formation of USDF Consortium

The USDF Consortium is actively developing standards and practices for banks to mint USDF. USDF is being designed to deliver a safe and sound mechanism for transferring value on blockchain that addresses the concerns that currently exist with stablecoins minted by private companies.

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NYCB & Figure Technologies to Become Investors In JAM FINTOP Blockchain, LP

NYCB and Figure also announced that they will invest in the JAM FINTOP Blockchain fund, which will invest in and develop blockchain infrastructure and businesses. Figure's team will also serve as advisors to the fund, including Mike Cagney leading JAM FINTOP's Blockchain Committee and June Ou, Figure's Chief Operating Officer, serving as Technical Advisor.

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Matt Kelley Joins JAM Special Opportunity Ventures to Manage JAM FINTOP Bank Network

In this role Matt will engage with banks and tech companies to understand the opportunities, challenges and pain points they face. He will also manage programming and facilitate connections between banks and innovators with the goal of helping banks provide the best experience for their customers.

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S&P Global Market Intelligence: Bank sell-side veteran Kelley moving to the buy side

Kelley, a former bank equity research analyst who later moved to sales positions at Piper Jaffray Cos. and most recently Stephens Inc., said he is joining Jacobs Asset Management LLC to become director of the JAM FINTOP bank network starting May 17.

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Bank Director: Why Community Banks Are Investing in Startups

JAM Special Opportunity Ventures, an affiliate of New York based-bank investor Jacobs Asset Management, and Nashville-based technology investor FINTOP Capital announced the joint raise last month, which will plow Series A funding into startups that cater to community banks.

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Tearsheet: JAM FINTOP’s new fund has 66 community bank LPs

A new fund, built in partnership between a fintech investor and bank investor, brings capital from community banks to tech firms.

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JAM FINTOP Banktech and ICBA Partner

JAM FINTOP Banktech, a $150 million investment fund designed to help accelerate technology adoption at community banks, announced that the Independent Community Bankers of America (ICBA), which represents community banks through advocacy, education and innovation, will serve as a strategic advisor.

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S&P Global Market Intelligence: Community banks investing in start-ups to gain fintech edge

For the 66 banks participating in the investment vehicle, the start-ups present both a return-on-investment opportunity and a potential upgrade for their own digital offerings. The banks will act as limited partners in the $150 million fund.

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Finledger: 66 community banks place their trust in a $150M fund

But this isn’t your typical investment fund. Its 66 limited partners are all community banks that have more than $600 billion of combined assets, according to the news release.

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American Banker: Community banks lead investment in $150M fintech fund

Several dozen banks have invested in a $150 million fund created to provide capital to fintechs.

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JAM FINTOP Banktech Investment Fund Raises $150M from 66 Community Banks

JAM Special Opportunity Ventures (JSOV), an affiliate of Jacobs Asset Management (JAM), and FINTOP Capital announced the closing of JAM FINTOP Banktech, a $150M investment fund designed to help accelerate technology adoption at community banks across the United States.

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Strategic Advisors

Leveraging Deep Fintech Insights

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Dan O'Malley, CEO at Numerated

Lisa Shields, Founder & Executive Chair at FISPAN

Team

Decades of Industry Experience

Our team includes seasoned entrepreneurs and financial institutions experts. FINTOP has ridden the ups and downs of the startup world and found success, while JAM has spent 27 years meeting with and investing in financial services companies.

Adam Aspes

Richard Brereton

George Cecil

Chris Haley

Michael Harrington

Max Haskin

Rick Holton

Sy Jacobs

Tom Jonovich

Matt Kelley

Rick Kushel

Millys Lee

Joe Maxwell

Jim McKelvey

Akshita Parasrampuria

John Philpott

Brittani Roberts

Stephen Schroder

Jared Winegrad

Cooper Winrich

Ryan Zacharia